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Ready to upgrade your banking experience? Whether it's our Simply Free, Regular Checking, or Interest Checking Accounts, we have a solution to match YOUR lifestyle. Dive in and see the difference for yourself!
| Simply Free Checking1 | CSB Regular Checking2 | CSB Interest Checking3 | |
|---|---|---|---|
| Minimum Balance | No Minimum Balance Requirement | $300 | $1,000 |
| Minimum Deposit to Open Account | $1 | $1 | $1 |
| Online Bill Pay | [y] | [y] | [y] |
| Complimentary Online Banking Services4 | [y] | [y] | [y] |
| Complimentary Debit Card5 | [y] | [y] | [y] |
| Peer-to-Peer Payments Available | [y] | [y] | [y] |
| Complimentary Access to over 55,000 ATMs Worldwide6 | [y] | [y] | [y] |
No monthly maintenance fees
No minimum balance requirement
$1 to open your account
| Minimum Balance | Interest Rate* | APY** |
|---|---|---|
| $0.00 | 0.00% | 0.00% |
E-statements. No minimum balance requirements. *Rates effective as of April 2nd, 2026. New rates may apply for subsequent dates. **Annual Percentage Yield (APY).
+E-Statements are required. No minimum balance requirements.
Discover financial ease with our Regular Checking Account – designed for practicality, accessibility, and seamless transactions.
Peer-to-Peer Payments Available
Complimentary Debit Card*
Online Banking**
*Debit cards are subject to credit approval. **Third-party fees may apply
| Minimum Balance | Interest Rate* | APY** |
|---|---|---|
| $0.00 | 0.00% | 0.00% |
$3 per month when balance falls below $300. Waived for senior citizens or monthly ACH credit. *Rates effective as of June 7, 2024. New rates may apply for subsequent dates. **Annual Percentage Yield (APY).
Watch your balance grow with competitive interest earnings. Manage your money with free online banking, mobile banking, and more.
Competitive Interest
Peer-to-Peer Payments Available
Overdraft Protection Available
| Minimum Balance | Interest Rate* | APY** |
|---|---|---|
| $1.00 | 0.25% | 0.25% |
$10 monthly fee when balance falls below $1,000 during the month. *Rates effective as of June 7, 2024. New rates may apply for subsequent dates. **Annual Percentage Yield (APY).
* Debit cards subject to credit approval
** Third-party fees may apply
How do I activate/set up the pin for my debit card?
Call 1 (800) 290-7893 to activate/set-up your PIN
What should I do if my card is lost or stolen?
Either come into a branch and let us know or call us. We can go ahead and cancel the old card and re-order new ones that generally ships within 5-10 business days or could be expedited for an additional fee. If you have online banking, you can visit card management services in online banking and turn off the card.
When will my mobile deposit post to my account?
Mobile deposits post to the account the business day after we receive them. It might be good to highlight here that in banking Saturday and Monday are the same business day meaning if you made a mobile deposit during business hours on Saturday, they shouldn’t expect to see it in their account until Tuesday.
