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Our Rates

Consumer Deposit Rates

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Simply Free Checking

Sometimes it’s best to just keep it simple. And this simple account gives you all of the checking essentials you need.

Minimum Balance Interest Rate* APY**
$0.00 0.00% 0.00%

E-statements. No minimum balance requirements. *Rates effective as of April 2nd, 2026. New rates may apply for subsequent dates. **Annual Percentage Yield (APY).

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CSB Regular Checking

Discover financial ease with our Regular Checking Account – designed for practicality, accessibility, and seamless transactions.

Minimum Balance Interest Rate* APY**
$0.00 0.00% 0.00%

$3 per month when balance falls below $300. Waived for senior citizens or monthly ACH credit. *Rates effective as of June 7, 2024. New rates may apply for subsequent dates. **Annual Percentage Yield (APY).

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CSB Interest Checking

Watch your balance grow with competitive interest earnings. Manage your money with free online banking, mobile banking, and more.

Minimum Balance Interest Rate* APY**
$1.00 0.25% 0.25%

$10 monthly fee when balance falls below $1,000 during the month. *Rates effective as of June 7, 2024. New rates may apply for subsequent dates. **Annual Percentage Yield (APY).

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CSB Regular Statement Savings

Got a goal you’re saving for? Or just saving for a rainy day? This flexible, multi-purpose account will do the trick.

Minimum Balance Interest Rate* APY**
$1.00 0.70% 0.70%

$2 monthly fee when balance falls below $300 during the month, $2 per debit over 10 in a month. Waived for senior citizens and minors. *The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY). Rates effective as of June 7, 2024. New rates may apply for subsequent dates.

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CSB Combined Statement Savings

Simplify saving by linking this account to any CSB checking account. Enjoy the ease of one, combined statement.

Balance Interest Rate* APY**
$1 – $99,999 0.75% 0.75%
$100,000 and over 0.80% 0.80%

Monthly statement combined with checking account. *The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY). Rates effective as of June 7, 2024. New rates may apply for subsequent dates.

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Certificates of Deposit (CDs)

Save with certainty. That just has a ring to it, doesn’t it? Meet any savings goal with the guaranteed earnings of a CD.

Certificate Term Minimum to Open Early Withdrawal Penalty # Interest Rate* APY**
182 Days^ $500 3 Months Interest 5.0% 5.06%
9 Months $500 3 Months Interest 5.00% 5.09%
12 Months $500 6 Months Interest 4.25% 4.32%
18 Months $500 6 Months Interest 2.45% 2.47%
36 Months $500 1 Year Interest 2.25% 2.27%
60 Months $500 1 Year Interest 2.10% 2.11%

#A Penalty may be imposed for early withdrawal. ^182 Day CDs pay interest of compound at maturity. *The rate may change after the account is opened and fees may reduce earnings on the account.  **Annual Percentage Yield (APY).

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CSB Money Market Savings

You’ve done a fantastic job of building your savings — now let us reward you with competitive, tiered-rate earnings.

minimum balance Interest Rate* APY**
$1 – $2,499 0.50% 0.50%
$2,500 and over 0.75% 0.75%

$10 monthly fee when balance falls below $1,000 during the month. $2 per debit over 10 in a month. *The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY). Rates effective as of June 7, 2024. New rates may apply for subsequent dates.

*The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY).

Business Deposit Rates

Rates Effective as of June 7, 2024. New rates may apply for subsequent dates

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Business Plus Checking

Streamlined checking for your larger business. Keep operations smooth with our business services.

There are no rates to display.

$15.00 per month maintenance fee if monthly average collected balance falls below $25,000. $2.00 per month fee for paper statements. Rates effective as of June 7, 2024. New rates may apply for subsequent dates. *The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY).

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Business Interest Checking

Maximize your business potential! Make your extra checking funds work for you and enjoy competitive interest earnings.

Minimum Balance Interest Rate* APY**
$1 0.25% 0.25%

50 complimentary debit transactions (including check, ACH, and debit card transactions), with a fee of $.20 for each thereafter. Rates effective as of June 7, 2024. New rates may apply for subsequent dates. *The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY).

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Combined Business Statement Savings

Link this account to your CSB business checking to keep your savings clean and simple. Enjoy the convenience of one, combined statement.

Minimum Balance Interest Rate* APY**
$1.00 0.75% 0.75%

Monthly statement combined with checking account. Rates effective as of June 7, 2024. New rates may apply for subsequent dates. *The rate may change after the account is opened. **Annual Percentage Yield (APY).

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Combined Money Market Savings

Maximize earnings on your higher business savings balance. Watch it grow with competitive, tiered rates.

Minimum Balance Interest Rate* APY**
$1 – $24,999 0.50% 0.50%
$25,000 and over 0.75% 0.75%

$10 monthly fee when balance falls below $1,000 during the month. $2 per debit over 10 in a month. Monthly , statement combined with checking account. Rates effective as of June 7, 2024. New rates may apply for subsequent dates. *The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY).

**Annual Percentage Yield (APY), *The rate may change after the account is opened and fees may reduce earnings on the account.