Consumer Deposit Rates
Rates Effective as of April 2nd, 2026. New rates may apply for subsequent dates.
Simply Free Checking
Sometimes it’s best to just keep it simple. And this simple account gives you all of the checking essentials you need.
| Minimum Balance |
Interest Rate* |
APY** |
| $0.00 |
0.00% |
0.00% |
E-statements. No minimum balance requirements. *Rates effective as of April 2nd, 2026. New rates may apply for subsequent dates. **Annual Percentage Yield (APY).
CSB Regular Checking
Discover financial ease with our Regular Checking Account – designed for practicality, accessibility, and seamless transactions.
| Minimum Balance |
Interest Rate* |
APY** |
| $0.00 |
0.00% |
0.00% |
$3 per month when balance falls below $300. Waived for senior citizens or monthly ACH credit. *Rates effective as of June 7, 2024. New rates may apply for subsequent dates. **Annual Percentage Yield (APY).
CSB Interest Checking
Watch your balance grow with competitive interest earnings. Manage your money with free online banking, mobile banking, and more.
| Minimum Balance |
Interest Rate* |
APY** |
| $1.00 |
0.25% |
0.25% |
$10 monthly fee when balance falls below $1,000 during the month. *Rates effective as of June 7, 2024. New rates may apply for subsequent dates. **Annual Percentage Yield (APY).
CSB Regular Statement Savings
Got a goal you’re saving for? Or just saving for a rainy day? This flexible, multi-purpose account will do the trick.
| Minimum Balance |
Interest Rate* |
APY** |
| $1.00 |
0.70% |
0.70% |
$2 monthly fee when balance falls below $300 during the month, $2 per debit over 10 in a month. Waived for senior citizens and minors. *The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY). Rates effective as of June 7, 2024. New rates may apply for subsequent dates.
CSB Combined Statement Savings
Simplify saving by linking this account to any CSB checking account. Enjoy the ease of one, combined statement.
| Balance |
Interest Rate* |
APY** |
| $1 – $99,999 |
0.75% |
0.75% |
| $100,000 and over |
0.80% |
0.80% |
Monthly statement combined with checking account. *The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY). Rates effective as of June 7, 2024. New rates may apply for subsequent dates.
Certificates of Deposit (CDs)
Save with certainty. That just has a ring to it, doesn’t it? Meet any savings goal with the guaranteed earnings of a CD.
| Certificate Term |
Minimum to Open |
Early Withdrawal Penalty # |
Interest Rate* |
APY** |
| 182 Days^ |
$500 |
3 Months Interest |
5.0% |
5.06% |
| 9 Months |
$500 |
3 Months Interest |
5.00% |
5.09% |
| 12 Months |
$500 |
6 Months Interest |
4.25% |
4.32% |
| 18 Months |
$500 |
6 Months Interest |
2.45% |
2.47% |
| 36 Months |
$500 |
1 Year Interest |
2.25% |
2.27% |
| 60 Months |
$500 |
1 Year Interest |
2.10% |
2.11% |
#A Penalty may be imposed for early withdrawal. ^182 Day CDs pay interest of compound at maturity. *The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY).
CSB Money Market Savings
You’ve done a fantastic job of building your savings — now let us reward you with competitive, tiered-rate earnings.
| minimum balance |
Interest Rate* |
APY** |
| $1 – $2,499 |
0.50% |
0.50% |
| $2,500 and over |
0.75% |
0.75% |
$10 monthly fee when balance falls below $1,000 during the month. $2 per debit over 10 in a month. *The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY). Rates effective as of June 7, 2024. New rates may apply for subsequent dates.
*The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY).
Business Deposit Rates
Rates Effective as of June 7, 2024. New rates may apply for subsequent dates
Business Plus Checking
Streamlined checking for your larger business. Keep operations smooth with our business services.
There are no rates to display.
$15.00 per month maintenance fee if monthly average collected balance falls below $25,000. $2.00 per month fee for paper statements. Rates effective as of June 7, 2024. New rates may apply for subsequent dates. *The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY).
Business Interest Checking
Maximize your business potential! Make your extra checking funds work for you and enjoy competitive interest earnings.
| Minimum Balance |
Interest Rate* |
APY** |
| $1 |
0.25% |
0.25% |
50 complimentary debit transactions (including check, ACH, and debit card transactions), with a fee of $.20 for each thereafter. Rates effective as of June 7, 2024. New rates may apply for subsequent dates. *The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY).
Combined Business Statement Savings
Link this account to your CSB business checking to keep your savings clean and simple. Enjoy the convenience of one, combined statement.
| Minimum Balance |
Interest Rate* |
APY** |
| $1.00 |
0.75% |
0.75% |
Monthly statement combined with checking account. Rates effective as of June 7, 2024. New rates may apply for subsequent dates. *The rate may change after the account is opened. **Annual Percentage Yield (APY).
Combined Money Market Savings
Maximize earnings on your higher business savings balance. Watch it grow with competitive, tiered rates.
| Minimum Balance |
Interest Rate* |
APY** |
| $1 – $24,999 |
0.50% |
0.50% |
| $25,000 and over |
0.75% |
0.75% |
$10 monthly fee when balance falls below $1,000 during the month. $2 per debit over 10 in a month. Monthly , statement combined with checking account. Rates effective as of June 7, 2024. New rates may apply for subsequent dates. *The rate may change after the account is opened and fees may reduce earnings on the account. **Annual Percentage Yield (APY).
**Annual Percentage Yield (APY), *The rate may change after the account is opened and fees may reduce earnings on the account.