Chelsea State Bank News

Featured News

Chelsea State Bank 'Coming Soon' to Jackson Michigan

Chelsea State Bank is expanding, opening a full-service banking branch in Jackson, Michigan in October 2024.

Chelsea State Bank Coming Soon Jackson MI

Credit Score, Homeownership, Mortgage

Chelsea State Bank, Liberty Title, Reinhart Realtors Partner To Host First-Time Homebuyer Seminar

Chelsea State Bank is pleased to announce its partnership with Monica Juleff at Liberty Title and Julie Slusser at Reinhart Realtors to host a First-Time Homebuyer Seminar Wednesday, April 13 to help ...

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Appraisal Lower Than Offer Options

Mortgage

What to Do When the Home Appraisal Is Lower Than Offer

If the appraisal for your dream home is lower than your offer, you need to look at your next steps. Don’t panic, you do have many options. Check Appraisal Contingency Clause First, look over the app...

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Saving for Your First Home

Mortgage

Save To Buy Your First Home – How Much Do You Really Need?

Becoming a homeowner is a huge financial undertaking, requiring far more than a simple down payment. So how do you determine exactly how much do you need to save to buy your first house? First, start ...

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Mortgage Prequalification Before House Shopping

Mortgage

Get A Mortgage Prequalification Before Starting Your Search

Know before you buy – good advice for all consumers, especially when buying your first home. There’s a certain logic to doing things in a specific order. Getting prequalified is one of those logic...

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Cash-Back Rewards

Mortgage

7 Additional Costs With Buying a New Home

Becoming a homeowner is a huge financial undertaking. In addition to the upfront costs like a down payment, getting loan approval for the appraised purchase price of the home and closing costs, you al...

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Reasons to Buy a House for Financial Benefits

Mortgage

7 Reasons to Buy a House for Financial Benefits

Home ownership makes sense for millennials for an assortment of social and family reasons. It also makes sense financially, both in the short and long-term. We have compiled 7 reasons to buy a house f...

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Using a Gift For a Home Down Payment

Mortgage

Using a Monetary Gift for Home Down Payment

Saving a down payment is one of the most important—and often most challenging—aspects of buying a home, especially for millennials. Unfortunately, many millennials struggle with getting a down pay...

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Reasons to Buy Instead of Rent

Mortgage

4 Reasons Millennials Want to Buy Instead of Rent a Home

Buying a home has always been built into the American dream, but in the wake of the housing crash, a new generation of homebuyers is treading more carefully whether to buy instead of rent a home. Havi...

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Cash-Back Rewards

Mortgage

Costs When Buying Your First Home

Thanks to less-than-ideal market factors like the mortgage crash of 2008, the ongoing student debt crisis, and record-setting unemployment rates, many Millennials have had to delay major life events i...

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